Payslice Embedded EWA

Pay your users the
moment they earn.

Embedded earned-wage access for consumer apps. White-labeled, revenue-share from day one, and live in days — not quarters.

4.5s
Median underwriting
1.2B
Paychecks in our TAM
3 rails
ACH, card, stablecoin
$0
Engineering required

Why embed Payslice

You already have the users. We help you monetize their paychecks.

Your users open your app for a reason — to earn, play, or transact. Most of them also have a W-2 paycheck and live between pay cycles. Payslice turns that paycheck into a feature you can ship in your app, on your brand, with your economics.

New revenue line, day one

You take a share of every advance fee and subscription dollar from your users. Predictable monthly revenue on top of what you already monetize.

Stickier users, longer LTV

Earned-wage access creates a payday-cycle reason to return. Your users come back twice a month, not just when they want to play.

Fully white-labeled

Your brand, your UI, our infrastructure. Users never leave your app. We power the underwriting, payouts, and repayment in the background.

Borderless from day one

ACH, instant debit card, and USD stablecoin payouts. Your U.S. users get paid in seconds. Your international users get paid at all.

Integration

Three steps. A few days.

No SDK, no employer integrations, no payroll deals, no waiting on compliance reviews. You're a partner, not a dependent.

1. Drop in a trackable deep link

We give you a co-branded link that opens Payslice from inside your app. No SDK install, no app review, no engineering sprint. Every signup is attributed to you automatically.

2. Your users link a bank

Plaid-powered, 60-second onboarding. Our AI underwrites in 4.5 seconds median. No employer integration needed.

3. You earn revenue share, forever

Every advance fee and subscription dollar from your referred users pays you out monthly. Lifetime attribution — not first-month-only.

What it's worth

An app your size could add millions in ARR.

Here's what a mid-sized consumer app looks like when you embed Payslice. Real Payslice ARPU, illustrative partner share.

Your active users
100,000
Payslice ARPU
$10 / mo
Months
12
equals
Annual platform revenue
$12,000,000
gross ARR

Built for

Apps where users come to earn.

Rewarded engagement apps
Survey & research panels
Skill-based real-money games
Neobanks & spending apps
Side-hustle & gig marketplaces
Consumer fintech expanding products

Why us

Worker-first infrastructure, not a relabeled cash advance.

Most EWA APIs come from one of two places: a cash-advance app bolting on a B2B SKU, or a payroll provider charging enterprise-only contracts. Payslice was built worker-first, multi-rail, and partner-friendly from day one.

Earned, not borrowed

Users access wages they've already earned. Different regulatory category from credit. Cleaner story for your compliance team.

AI underwriting in seconds

Built by a team that ran AI/ML risk at Zelle and CashApp. Median decision in 4.5 seconds. Limits grow as users season.

Multi-rail payouts

ACH, instant card, and USD stablecoin out of one API. Your international users finally get an EWA story.

Revenue share, not seat fees

Aligned economics — we make money when your users use it. No per-seat pricing, no minimums during pilot.

Let's put a paycheck inside your app.

30-minute intro call. We'll walk through your app, the user flow, and what revenue share looks like for your scale.

Payslice is Ubuntu Solutions, Inc. (dba Payslice), a Delaware C-Corp. HQ Miami, FL.